With fewer protections and guardrails, we have a much less effective system.

Kevin O'Leary explains why many Americans are behind on retirement savings and shares practical tips to avoid common 401(k) ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A 401(k) is an employer-sponsored savings plan that allows ...

If you have a large 401(k) balance, you’re in a good position heading into retirement. Far too many people have too little ...

Although maxing out a 401(k) is not an easy thing to do, you'll often hear that it's a smart thing to do for your retirement. If you're able to contribute the maximum to a 401(k) plan year after year, ...

Ignore recent IRS changes and leave your retirement accounts alone. Just because it's legal to tap into them doesn't mean ...

When approached strategically, retirement plans are long-term investments in your workforce that compound over time, not ...

Starting in 2026, the 401(k) contribution limit is $24,500, up from $23,000 in 2025. Investors age 50 and older also get a higher catch-up contribution cap of $8,000 for 2026. However, most ...

Private equity may be available in 401(k) plans in the future. But is it a good retirement investment? Many, or all, of the products featured on this page are from our advertising partners who ...

Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why beneficiary updates matter more than you think.