Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. A state bank is a financial institution chartered by a state to offer commercial banking ...

Farran Powell is the managing editor of investing at Forbes Advisor. She was previously the assistant managing editor of investing at U.S. News & World Report. Her work has appeared in numerous ...

Ward Williams is a former Editor for Investopedia focused on student loans and other financial products and services. He has over five years of professional editing, proofreading, and writing ...