Vanguard’s boring retirement strategy is crushing its competitors

The single largest target-date fund in America has not changed its playbook in a decade, yet rivals with flashier strategies keep falling behind.
The Guardian Nigeria

Contributory Pension Scheme: Huge PFAs assets, poor payout to retirees

The structural and economic challenges facing Nigeria’s Contributory Pension Scheme (CPS) has created a paradox for the Nigerian pensioner, ...
Opinion

Annuities in 401(k) plans aren't all they're cracked up to be

A colleague recently asked me what I thought about annuities in 401(k) plans. Before Harvard reclaims my Ph.D., let me lay out the merits of annuities. Annuities are contracts that provide a stream of ...

The difference between an IRA and a 401(k) — and how to take advantage of both

IRAs and 401(k)s are both tax-advantaged retirement plans, but they have different benefits, requirements and drawbacks.