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  1. Debt collection - Consumer Financial Protection Bureau

    Oct 30, 2025 · Understand how debt collection works, what your rights are, common issues with debt collection, and how to work with debt collectors.

  2. What should I do when a debt collector contacts me?

    Aug 2, 2023 · When a debt collector first contacts you about a debt, they are, in general, legally required to provide you with certain information about the debt during that initial …

  3. How do I find a lawyer to help me with a creditor or collector …

    Aug 2, 2023 · Attorneys experienced in consumer law or debt collection can help you understand your state and federal rights. Here’s how to find one.

  4. Debt collection know your rights - Consumer Financial Protection …

    Dec 28, 2022 · Can debt collectors collect a debt that’s several years old? I'm in the military. Can a debt collector have my security clearance revoked if I fall behind on paying my debt? I'm a …

  5. How do I negotiate a settlement with a debt collector?

    Aug 2, 2023 · When negotiating with a debt collector, you should confirm whether you owe the debt, calculate a realistic payment plan, and make a repayment proposal to the debt collector.

  6. How to respond when a debt collector contacts you in three easy …

    Jul 20, 2017 · We have resources to help you respond to debt collectors. 1. First, know your rights There are laws that restrict what debt collection can say or do. The Fair Debt Collection …

  7. Know your rights when a debt collector calls

    Jun 4, 2025 · When a debt collector calls—or sends an e-mail or text message, or contacts you through social media—your best response is to confront the situation head-on.

  8. What is a debt collector and why are they contacting me?

    Aug 2, 2023 · A debt buyer has bought the debt and is now collecting that debt themselves or by using other debt collectors. If the debt collector is contacting you for payment on a debt, there …

  9. Debt collection how-to guides - Consumer Financial Protection …

    Dec 28, 2022 · Can a debt collector take my federal benefits, like Social Security or VA payments? How do I find a lawyer to help me with a creditor or collector trying to collect a debt …

  10. Debt collection common issues - Consumer Financial Protection …

    Dec 28, 2022 · Learn about debt collection, harassment, and more.