3 Must-Have Government Apps for Your Finances Most people don’t know these exist — and they make managing money so easy! Save this post before you forget. 1️⃣ UMANG App ✅ Apply for gas subsidies, pensions, scholarships, insurance claims & 100 government schemes ✅ Check your EPF balance & CIBIL score for free 2️⃣ Aaykar Setu App ✅ Calculate your tax & TDS instantly ✅ Ask queries via the live chatbot ✅ Pair with AIS App to see all your financial info in one place — income, investments, tax deducti