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3 bonus tips to efficiently earn & redeem points: 1. Unless you’re a very high spender, the way you’ll earn tens of thousands of points is primarily via sign-up bonuses and being really thoughtful about which cards you open. 2. Should you get a general travel card or an airline or hotel cobranded card? For people who take a few of trips per year, you’re usually better off getting a general travel credit card that earns transferrable points. You’ll have a lot more flexibility with how you redeem
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